💳 Payment Policy (Updated 2026)

Effective Date: January 1, 2026

This Payment Policy explains the terms related to payments for services provided by FORSBJ, a global digital marketing agency headquartered in Bangladesh.

1. General Payment Terms

All payments for services must be made according to the agreed proposal, invoice, or contract before work begins unless otherwise stated.

By engaging our services, the client agrees to these payment terms.

2. Accepted Payment Methods

We accept secure international and local payment methods, including:

• Bank Transfer

• Payoneer

• Wise (if applicable)

• Credit/Debit Cards (via payment gateway)

• Other agreed digital payment methods

All payments must be completed in the approved currency unless otherwise agreed.

3. Currency

All pricing is typically quoted in USD (United States Dollar) for international clients.

If another currency is used, conversion rates will be based on the prevailing market rate at the time of payment.

4. Payment Structure

Depending on the project type, payments may follow one of the structures below:

a. One-Time Projects

• 50% upfront before work begins

• 50% upon completion or delivery

b. Monthly / Retainer Services

• Full payment required at the start of each billing cycle

• Services continue only after successful payment confirmation

c. Custom Agreements

• Payment structure will be defined in the service proposal or contract

5. Advance Payment Requirement

All projects require an advance payment before any work begins. This secures:

• Project resources

• Planning and strategy time

• Scheduling and execution

No work will start without confirmed payment.

6. Late Payments

If payment is delayed:

• Services may be paused immediately

• Deliverables may be withheld until payment is received

• A late fee may be applied for overdue invoices (if applicable)

Repeated delays may result in contract termination.

7. Non-Payment Policy

Failure to complete payment may result in:

• Suspension of ongoing services

• Cancellation of project

• Loss of access to deliverables

FORSBJ reserves all rights to recover outstanding dues.

8. Third-Party Costs

Clients are responsible for all third-party expenses, including:

• Advertising spend (Google Ads, Meta Ads, etc.)

• Domain and hosting fees

• Software subscriptions

• API or tool costs

These costs are separate from service fees.

9. No Refund on Completed Work

Payments made for completed or partially completed work are strictly non-refundable.

Please refer to our Refund & Cancellation Policy for full details.

10. Invoice & Billing

• Official invoices are issued for all payments

• Clients must verify invoice details before payment

• Any invoice disputes must be raised within 3 business days

11. Payment Confirmation

Work will only begin once payment is:

• Received in full or agreed installment

• Confirmed in our system

Bank or gateway processing delays are not considered payment completion.

12. Chargebacks & Disputes

Unauthorized chargebacks are strictly prohibited.

In case of disputes, FORSBJ will:

• Provide proof of service delivery

• Submit communication records to payment processors

• Suspend services immediately until resolution

13. Subscription Renewals

For recurring services:

• Payments are auto-renewed or manually billed per agreement

• Non-payment will result in immediate service suspension

14. Policy Updates

FORSBJ reserves the right to update this Payment Policy at any time. Continued use of our services indicates acceptance of updated terms.

15. Contact Information

For payment-related inquiries:

Forsbj

Address: Mymensingh in Bangladesh

Email:contact@forsbj.com

Phone/WhatsApp: +8801327-750261

By making a payment to FORSBJ, you agree to this Payment Policy.